Tag: commissioning fees

Composer Commission Pay in the United States

A chart showing the range of composer commissioning fees.

By David E. Farrell and Loretta K. Notareschi

This article is an introduction to a research report on the Composer Commission Pay Survey conducted in Fall 2019 by David E. Farrell and Loretta K. Notareschi. To read the complete report, visit www.composerpaysurvey.com.

How much should composers get paid for commissions?

This is a question most composers have. As composers ourselves, we recently set out to find the answer. We were motivated not only by our curiosity, but also by our desire to know what is fair and equitable. When approached by an individual or ensemble for a commission, we have had a perplexing variety of experiences. Everything from being told, “I will pay whatever you charge” to “We know this isn’t enough, but here’s what’s possible in our budget.” We have been paid on occasion what seemed like a generous amount; we have also done work for no financial compensation at all.

Informal discussions about commission fees with fellow composers did not help broaden our understanding. These conversations were frequently beset with embarrassment, defensiveness, and long-winded explanations of why the composers accepted fees that did not match their expectations. This kind of dialogue was, however, preferable to another common response: silence and unwillingness to mention numbers. Different as they may be, both reactions gave the same impression: composers were unsure what a fair commission fee would be. They didn’t know how much to ask for.

Some composers wonder why they’re not being paid more. Some are surprised by the amounts they have been paid.

The reality is that many questions surround composer pay. Some people wonder why they’re not being paid more. Some people are surprised by the amounts they have been paid. Some people worry they should have gotten more, but weren’t bold enough to ask for it. Some composers get asked to name their number. Others are told, “this is the budget.” Some of us are making a living from our commissions. Some of us have other jobs that help pay the bills. Many of us are jealous of people who do something different than we do and whom, we suspect, are getting paid more. The questions, to put it bluntly, are fraught.

How do people in other professions deal with such consternation? They look to labor statistics. We consulted several resources in our research looking for such statistics. The “Commissioning Fees Calculator” on NewMusicBox is a well-known resource that suggests fees for composers. But the origin of these numbers is unclear, and anecdotal experience points to them being higher than what many people actually encounter. The American Composers Forum gives some numbers in their “Commissioning by Individuals” guide, but the numbers vary widely and are again not sourced. The US government collects pay data for many professions, but the category in which composers are included also includes many other kinds of musicians, making the data not helpful in answering our question. Joan Jeffri’s Taking Note: A Study of Composers and New Music Activity in the U.S. is a 2008 study including data on  composer income. While it gives good numbers about overall income, its broad numbers didn’t give us the answers we wanted about individual commission fees. Sound and Music in the United Kingdom in collaboration with the Australian Music Centre presented a model we found most useful–their 2015 Composer Commissioning Survey Report asked about individual commission fees and primarily reported on those in the U.K. and Australia. Finally, in late 2020, we learned about another U.S. commission pay survey, conducted by Fahad Siadat. Dr. Siadat’s report is forthcoming, and we are interested to see its results.

Considering how much composers should be paid is even more difficult if we don’t know what composers are being paid.

After considering this existing body of work, we found ourselves with more questions. Considering how much composers should be paid is even more difficult if we don’t know what composers are being paid. Thus, we decided to create a survey to ask composers to name their commission fees.  We focused on what we most wanted to know: How much do composers get paid for commissions? What are the musical characteristics, including instrumentation, genre, and duration, of commissions of different amounts? What are the demographic characteristics, such as career stage, gender, race/ethnicity, religion, etc., of highly-paid, modestly-paid, and unpaid composers? Then we developed a series of detailed questions for the survey regarding these topics and others. We chose to survey composers whose commissions resulted in concert performances of live music, and we also chose to focus on commission income only. In fall 2019, we launched the survey and received data from over 200 composers, reflecting information on 871 commissions from 2017 and 2018.

Commission Pay, Genre, and Instrumentation

Our first question was the simplest–how much did composers get paid for commissions in 2017-2018? The range of responses went from nothing–37% of the 871 commissions reported on were done for no fee–to an opera commission for $300,000, an impressive outlier from our dataset. The median commission fee of $1,500 ($150 per minute) best represents “central tendency” (a statistics term meaning the center of a dataset) from the data collected. The chart in Figure 1 excludes the $300,000 outlier and the unpaid commissions to show how fees were spread across various commissions.

Fig. 1

A chart showing the range of composer commissioning fees.

While commission activity was clustered below $5,000, there were a good number of fees above that. A similar diagram (Fig. 2) shows commission fees at and below $9,000, excluding a large number of outliers (as defined by the interquartile method) and focusing on the area where most fees exist.

Fig. 2

A chart showing commissioning fees at or below $9000.

While the overall median gives a good sense of the big picture, we can look at instrumentation and genre to get a sense of how these affect commission fees as well. As can be seen in Figure 3 our responses were heavily weighted towards classical works, but the instrumentations varied widely.

Fig. 3

Figure 4 shows a comparative chart of median fees, both per commission and per minute of music, along with the percentage of paid commissions for each instrumentation type. The “n” value is the number of components in a dataset. In this chart and others shown below, the per-commission and per-minute medians leave out unpaid commissions, thus the “n” values are different there than for the percentage of paid commissions.

Fig. 4 Median Fees and Percentage of Paid Commissions by Instrumentation

Soloist with Large Ensemble$2,750.00$171.81493%15

Per Commission FeePer Minute FeeNPercentage PaidN
Full Data Set Medians$1,500$15053363%871
Instrumentations
Solo$1,000.00$100.0012852%254
Trio/Quartet$1,000.00$100.006553%125
Ensemble of 5-9$1,500.00$133.338258%141
Chamber Chorus (10-22)$500.00$125.003176%41
Small Wind or Jazz Band (10-22)$375.00$73.801056%18
Chamber Orchestra (10-22)$2,500.00$142.861750%34
Chorus (over 22)$3,100.00$612.508087%92
String Orchestra (over 22)$300.00$75.00586%7
Wind Band (over 22)$3,500.00$427.503077%39
Full Orchestra (over 22)$5,000.00$375.003174%46
Full Orchestra with Chorus$7,000.00$424.841080%15
Other$2,000.00$147.453073%44

In general, larger ensembles received paid commissions at a higher rate than solo works or small ensembles, and those commissions tended to be for larger amounts. Interestingly, the highest paid instrumentation per minute of music was large chorus. Large choruses were also the second most likely to pay their composers, with a paid rate of 87% (higher than large chorus was the instrumentation of soloist + large ensemble, at 93%).

In general, larger ensembles paid at a higher rate than solo works or small ensembles

.

Composer Characteristics

Besides information on their compositions, we also queried the composers in our study about their personal characteristics, such as career stage, gender, race/ethnicity, religion, etc. We used a range of questions to ascertain the career stage of our respondents (Fig. 5).

Fig. 5

We can see the correlation of career stage and commission income data in Figure 6. The n values here are the number of people in each category.

Fig. 6 Career Stage and Commission Income

Total FeesPer Commission FeePer Minute FeeNNumber of CommissionsPercentage Commissions PaidN
Full Data Set Medians$3,000$1,500$150179466%240
Most advanced music degree
None$19,200.00$2,284.44$341.546366%9
Associate’s$1,100.00$550.00$15.881540%1
Bachelor’s$1,070.00$750.00$83.3317266%23
Master’s$2,000.00$587.50$75.8341370%47
Artist’s Diploma$14,000.00$2,500.00$226.902865%2
Doctoral$4,000.00$1,708.33$200.00105366%127
Date of most recent music degree
2010-19$2,500.00$925.00$100.0087466%103
2000-2009$2,550.00$1,500.00$102.9832275%35
1990-1999$4,500.00$2,125.00$190.2823350%31
1980-1989$9,500.00$3,000.00$242.1317250%25
pre 1980$4,250.00$1,541.67$369.0582100%10
Date of first commission income
2010-19$1,900.00$750.00$83.3371456%84
2000-2009$3,700.00$1,500.00$226.4345380%49
1990-1999$3,250.00$1,604.17$193.7528366%38
1980-1989$7,750.00$2,958.33$204.4718250%21
pre 1980$30,250.00$5,756.94$572.92103.5100%11
Percentage of successive years with commission income
0 – 25 percent$1,000.00$500.00$65.7049240%77
25 – 50 percent$2,500.00$1,250.00$118.1639265%44
50 – 75 percent$3,350.00$1,500.00$127.7829366%31
75 – 100 percent$12,750.00$2,916.67$264.14555100%57

 

Across measurements, greater experience was generally reflected in higher commission fees.

Greater experience was generally reflected in higher commission fees.

We also asked our survey respondents for data about their demographic identities. The pie charts in Figure 7 show the breakdowns in gender, sexual orientation, age, region, population, religion, and race/ethnicity. The regional areas are defined by the U.S. Census.

Fig. 7

The respondents to our survey tended to be white, heterosexual males from large home communities. Age, religion, and region of residence varied more widely among our respondents. We considered fee information from all these demographic categories; selected results are presented in Figures 8 and 9. The n values are, again, the number of people in each category.

 

Fig. 8 Selected Demographic Data and Commission Income

Total FeesPer Commission FeePer Minute FeeNNumber of CommissionsPercentage of Commissions PaidN
Full Data Set Medians$3,000$1,500$150179466%240
Gender
Male$2,900$1,300.00$113.64115365%142
Female$3,700$1,500.00$170.8353478%60
Sexual Orientation
Heterosexual$3,350$1,460.00$139.27129366%159
Non-Heterosexual$2,700$1,200.00$100.0041466%46
Age
18 – 29$1,200$470.08$63.1528354%32
30 – 39$3,850$1,460.00$139.2753480%61
40 – 49$1,500$1,000.00$105.9537366%41
50 -59$3,750$1,854.17$195.1424350%32
60+$7,000$2,916.67$303.0329258%40
Religion
Agnostic/Atheist/
Non-Religious
$4,500$2,062.50$192.5594380%109
Bahai$666$333.00$30.271366%1
Buddhist$2,850$1,200.00$102.9842100%5
Catholic$2,385$764.29$144.678245%12
Christian (not catholic)$1,500$690.00$78.3338355%47
Jewish$3,000$1,500.00$190.2817480%21
Other$16,450$1,916.67$431.0225.575%2
Prefer not to answer$2,000$1,000.00$96.4319366%23
Race / ethnicity
White Non Hispanic$3,000$1,300.00$121.62151366%182
Non-White$3,000$900.00$105.95233.566%28

 

Fig. 9 Selected Geographical Data and Commission Income

Total FeesPer Commission FeePer Minute FeeNNumber of CommissionsPercentage of Commissions PaidN
Full Data Set Medians$3,000$1,500$150179466%240
Size of home community
More than 50000$3,450$1,500.00$128.46126366%155
2500 – 50000$1,330$1,000.00$107.1443366%49
Region
Pacific West$5,750$2,583.33$217.1126467%32
Mountain West$2,550$725.00$75.0022370%24
West North Central$2,850$1,350.00$127.7813365%15
West South Central$1,350$875.00$79.1712268%15
East North Central$2,500$1,250.00$100.0029359%34
East South Central$8,650$2,912.50$318.402483%2
South Atlantic$2,150$879.17$97.4020449%27
Middle Atlantic$3,500$1,500.00$196.2134372%38
New England$3,500$1,250.00$198.4117345%24

 

Who gets paid the most?

We wanted to know more about our outliers–the composers who received the largest commissions. We used a common test–the interquartile range method–to determine what commissions were outliers, and then we looked at the demographic information of the 30 composers who received these commissions. In many ways they were similar to our entire dataset, but some qualities stood out. “High earners” are more likely to have composition agents representing them. They were more likely to be over 60 years of age, or to be in their 30s. They were more likely to live in the Pacific West region. And they were much more likely to be regularly commissioned. Figure 10 shows data from the group of high earners.

Fig. 10 High Earner Characteristics

Conclusions

The major conclusions we were able to draw from our study are as follows:

  • The median commission fee for all compositions was $1500, or $150 per minute.
  • While commission fees were generally under $10,000, there was a sizable portion of outliers – around 11 percent of works – whose fees were between $10,000 and $50,000, or sometimes even greater.
  • Commissions for small groups or soloists were more likely to be unpaid, or for small fees. Commissions for large ensembles were more likely to be paid, and to command larger fees. Most outlier fees were for large ensemble commissions. The best paying large ensemble was the large choir.
  • Composers with more experience tended to receive higher fees.
  • Without taking into consideration factors such as experience level, female composers had a higher per-minute pay rate than males, and white composers had a higher per minute pay than non-white composers (as a group).

 

More data is needed.

The results and conclusions of the Composer Commission Pay Survey should not be considered comprehensive nor final.

The results and conclusions of the Composer Commission Pay Survey should not be considered comprehensive nor final. While over 400 composers began our survey, just over 200 completed it, and they presented information on 871 commissions that occurred within 2017-2018. This is just a snapshot of data over a limited period of time. Regular surveys of commission pay would provide a clearer picture of the economic situation for today’s composer. Further research, supported by composer advocacy groups and professional organizations, is necessary to obtain data that will empower composers in making informed professional decisions.

 

More sophisticated analysis of data is needed.

Beyond more data collection, we would also like to invite future researchers to collaborate with us to conduct more sophisticated statistical analyses of the data from this study. It is important to note that when looking at the “conclusions” that women are paid more than men and whites more than non-whites, we have not yet answered questions that would consider data variables in combination and find out what the factors are that may contribute to these pay anomalies. For example, we don’t know if the women or white people in our sample were more likely to have higher degrees, or more years of experience, or some combination of factors that would have made their higher pay unexceptional; or, controlling for all these factors, whether their higher pay was indeed unaccounted for by anything other than gender or race.

 

More research on unpaid commissions is needed.

After launching our survey, we heard from one successful composer who refused to participate because we decided to include unpaid commissions. This composer insisted that “in the real world,” professional composers never take unpaid commissions. We disagree, having found in our survey (and in our own lived experiences), that many professional composers, at all levels of experience, take a mix of paid and unpaid commissions. We should not ignore this reality of many in our field.

Many professional composers, at all levels of experience, take a mix of paid and unpaid commissions.

37% of the 871 commissions in our survey were unpaid. Around half of all chamber music was unpaid. These are significant numbers. What factors influence this reality? How can the new music community do better in compensating all composers? These are important questions.

 

Conversation about pay should be normalized.

Finally, our call for action is for members of our profession–composers, performers, and commissioners–to talk about the economic issues raised by our study. The recent trend toward open discussion of pay needs to come to the field of composition, too. We look forward to a time when discussions about money among new music constituents are not beset with shame, fear, or silence. We want to empower composers and commissioners to have frank conversations about what pay is fair. To do so would shed light on a difficult topic and free us all to work toward improving the new music economy.

We look forward to a time when discussions about money among new music constituents are not beset with shame, fear, or silence.

For a more comprehensive look at the Composer Commission Pay Survey, its methods, limitations, results, and conclusions, we invite readers to visit www.composerpaysurvey.com to read our complete research report (complete with footnotes!). We also welcome correspondence at [email protected] and [email protected]

The Composer Commission Pay Survey was planned, created, and reported on with the help of many individuals, whose assistance we gratefully acknowledge here. For help in envisioning and designing the survey, we thank Ed Harsh, Frank J. Oteri, Scott Winship, Alex Shapiro, Jazmin Muro, Christopher Roberts, Kala Pierson, and Iddo Aharony. For help with analysis, we thank Tim Trenary, Kristofor Voss, and Kris Nadler Dean. For help with editing the final report, we thank Natalie Kirschstein, Carla Aguilar, Kevin Garlow, and John Pippen. Finally, we thank all of the respondents to the survey for their generous time in recording responses.”

Artist Financial Profile: Tony Manfredonia, Game Music and Orchestral Composer

A black-and-white photo of a man with a teal tie

Let’s Talk About Money, an Introduction

You can learn just about anything on the internet. For musicians, there’s a trend in talking about, teaching, and practicing entrepreneurship—an essential skill for anyone who wants to make a life in the arts. To clarify, entrepreneurship, in the artistic sense, has evolved to encompass everything from the hard and soft business skills needed to run your career to starting your own business.

People like Angela Myles Beeching, Mark Rabideau and 21CM, Garrett Hope, David Cutler, and Andrew Hitz realized that students and professionals needed tools and discussions centered around anything but practicing for the next audition. These resources are now great and many, but they all side-step one thing: the money.

As musicians, how much are we making? How do we negotiate for more? How do we create and advocate for sustainable, liveable wages when we are confronted by the biggest taboo of the 20th century: talking about how much you make is rude.

At some point we need to know what is reasonable, what are the lows and highs in our region, and whether or not we can live off of it. If you avoid talking about the financials of being an artist, you do a disservice to anyone who wants to come up into the trade. Falling in line with the status quo leaves the younger generations of artists clueless, all the while perpetuating the position of power held by those who control the money. The taboo of money talk stems from a complicated history, but sits with corporations trying to get the best bang for their buck out of employees, so profits can soar and owners can become rich. Yes, it’s a dramatic generalization but let’s go with it so we can inspire change.

There is no one way to make a living in music. There really are too many paths to talk about. But knowledge is power, so I have recruited three amazing musicians and one ensemble who have generously agreed to openly discuss their finances and how they make it all work. This is not intended as an instruction manual but as a way for you to learn, compare, and set your own goals—and hopefully develop your own ways of finding financial success through your art with more perspective and clarity.

For this series of articles, I will interview Tony Manfredonia, game and orchestral composer; Lisa Neher, composer and mezzo-soprano performer; Loadbang, the new music ensemble; and Pamela Z, an electronic music composer and performer.

For this installment, meet Tony!

Tony Manfredonia Talks Money & Lifestyle

Tony is two years out of his bachelor’s program at Temple University, married with no kids (at the moment), living in Petoskey, Michigan, (despite hosting the Bayview Music Festival, it’s not generally a music mecca), has no plans to pursue a graduate degree, and is making a living primarily from being a church music director and a concert and game music composer. Tony and I had a wonderful talk via Skype, and it is highlights from that discussion that will be laid out here. Tony has also allowed me to share some personal financial data with you all, so let’s all take a moment to appreciate his openness and bravery.

Last year [2018] Tony made approximately $50,000 pre-tax. For Petoskey, Michigan, this is good! The median household income is $39,690. It’s also slightly above the average male wage for the Northwest Michigan region. But dear readers: although comparing numbers is helpful to know where one sits, it doesn’t define your experience. Tony’s wonderful wife, Maria, has been working through some medical problems and many of their “extra” resources have gone to appointments with specialists and a long list of medical expenses. Thankfully, with Tony’s income, and Maria’s work (when her health allows), they get by just fine and hope to start saving for a house once the medical bills lighten up.

Here’s the breakdown of Tony’s 2018 income. Again, thank you to Tony for sharing and breaking down the taboo:

$35,000 Music directing at a Catholic church, full-time (organ, choir, planning mass)
$13,600 Game, film score, and concert music commissions
$1,400+ Composition lessons, weddings, funerals (the numbers are still coming in)

It’s also helpful to have a general idea of what Tony’s workweek is like. It is interesting and inspiring to see how he maximizes his time blocks to do various things by focusing them together. However, he only has one day off a week.

Monday:          Compose 7 a.m.-3 p.m., Lessons approx. 3-5 p.m.
Tuesday:         Compose 5-7 a.m., Church music 8:30 a.m.-6 p.m.
Wednesday:    Repeat Tuesday
Thursday:        Composing all day
Friday:          DAY OFF – focused time with his wife Maria
Saturday:        Compose in the morning, Church (mass) in the evening
Sunday:          Church services all day

Tony hustles. Sometimes his days are long, and his “weekend” is only one day NOT on the weekend. In between all of this, he still finds time to work out and cook—two things that are very important to his and his family’s well being.

Tony's home studio setup

Tony’s home studio setup

What I also find to be inspiring is that Tony shows up to compose every day he can, regardless of the fact that composing currently holds the title of “secondary income.” However, his commitment to his long-term goal of being a full-time composer has paid out. From 2017 to 2018, his composing income has doubled. Also observe that Tony’s primary income is condensed into four days, leaving room for his craft and saving some commuting miles. His primary income also offers opportunities to increase his pay through extra wedding or funeral planning and performing. These types of situations are perfect for a music portfolio career.

Most all music careers require you to maintain a “gig mentality”: keeping your brain creatively thinking about and pursuing the next gig. It can be difficult to find the energy for this while working a full-time position, so for artists, it’s important to find work scenarios that allow a little freedom, flexibility, and autonomy. To keep the side income growing, it’s also important to be in a continuous state of networking.

Networking Strategies

These “composing” timeblocks that Tony adheres to are also peppered with very important tasks, including targeted networking. Since Tony lives in a more rural area, far from busy music scenes, he relies heavily on active networking and leveraging his contacts. During our conversation, he frequently spoke about keeping up with his contacts by scheduling time to respond to emails and keep discussions going with past and future collaborators. (Tony prefers to use Workflowy to keep his to-do list organized. I have found Google Keep to be another effective digital list-making tool.)

In my own interactions with Tony, I have always felt very comfortable communicating with him, whether it be via email, Twitter direct messages, or phone/Skype. One of the reasons I feel Tony is a strong communicator is his ability to take interest in others, and to have a great exchange. The conversation is never one-sided. Tony has taken the natural, positive approach to networking (vs. the infamous “schmoozing”) by being deeply interested in others first, and finding connection points second. This type of networking is easier on the psyche and can lead to easy collaborations. You also can realize quickly when your activities/styles/projects don’t align.

Through scheduling a to-do list of keeping up with contacts, Tony keeps himself in the forefront of his collaborators, and potential collaborators, minds. More importantly, Tony also constantly meets new members of various music communities which keeps his network fresh. This is why attending concerts and meeting people is high on Tony’s to-do list. He currently dispels the myth of the late-night composer by composing early in the day and leaving his evenings open for family, friends, and concerts. Tony makes sure to introduce himself to performers and conductors wherever he goes, keeping his ears open for potential collaborations, and following through to keep the conversations going.

At some magical point in the networking timeline, conversations turn into projects, and projects turn into viable income. But instead of an employer offering a salary up front, we composers and performers are asked to quote our rates. This causes anxiety for many, but the funny thing is, this practice is no different from any other service industry. However, most people don’t wonder why they are paying a plumber so much.

Self Worth & Fee Negotiation

Artist contracts, fees, and rates will likely always be something of a Wild West: a land full of no rules and shady propositions. But to be financially viable, everyone has to cross this territory. When speaking about fees, Tony said that he starts with the New Music USA rate calculator, but immediately noted that those rates are the ideal, and often the reality is lower. And this is the guiding principle: quote higher and negotiate to a reasonable fee.

We also spoke about the battle of having the lowest fees. To that, Tony said, “People try to grab gigs by lowering their rates” but continued with an alternative idea: “You’re going to find more gigs by raising your value.” This value isn’t about money grubbing; it’s about being an advocate for liveable wages and quoting the client your worth.

Your Worth is a culmination of what you need to live, and the time and money you have already invested into your craft and equipment. Many musicians spend 12 years studying an instrument, 4-8 more years in schooling for a degree in their craft, and countless hours practicing their craft – all for no pay. The investment is huge so you should always quote your worth to potential clients.

Tony’s approach to fees allows him to be more selective with the projects he takes on, without joining the rat race of fee lowering to get the next gig. This allows him to position himself as a serious professional, receive fees that allow him to create a liveable, and growing wage, and decide when he wants to take on a project for a friend, or for a value that is not in dollars.

To receive appropriately sized fees, it takes some negotiation skills and finesse. There’s no magic formula, but Tony has a few tips that keeps him happy with the fees he receives. 1.) Quote higher than you think, so you can be happy with a negotiated price; 2.) understand what your peers charge for like-projects, and; 3.) have a benchmark for what you want to make per hour for the project. My favorite thing that Tony said regarding fee negotiation:

There should be a part of you that feels a little uncomfortable…maybe it should feel uncomfortable because it helps you grow.

I asked Tony if he ever wrote commissioned pieces “for free.” He said he gives himself “1-2 projects a year.” He doesn’t take these pieces lightly. They are typically for friends/colleagues, fit his overall goals (concert music or game music), and have guaranteed performances, or in the case of a game, great distribution and publicity. These pieces also help Tony build his portfolio of work.

Let’s Talk More

Tony invests a lot in his self-worth—perceived and realized—and it shows with his increase in activity between 2017 and 2018. At the time of our interview, it appears that Tony is taking charge of his career path and finances through consistent networking, strategic acceptance of projects, and an already well developed and growing financial literacy.

The confidence to hold your rates at a standard, and negotiate as necessary, takes a certain comfortability with talking about money. Setting financial goals and seeing the paths to get there takes an honest awareness of your financial situation—how money comes in and how it goes out. Income generation is always important, but budgeting can help you gain control of the money flow early on. It is hard to do both of these things in a vacuum. Although society thinks talking about money is rude, being more open about our cash flows allows us to take ownership of our financial futures, see what’s ahead of us, and find ways to leverage the tool of money for our use. This is especially important for musicians in career paths that are complicated, non-linear, and have no consistent expectations.

For your financial success, here are a few tools to start budgeting:

For those who are more DIY, here’s a budget template of my own design, using Google Sheets, for personal or for business use: Make your own copy here.

You Need a Budget. Loved by many, this is an affordable budgeting software. At $83.99 a year, it’s cheaper than Netflix and pretty sophisticated.

Mint. A free app, this connects to your bank and cards and helps you track your expenses when they happen.

Personal Capital. Like Mint, but with investing options!